Welcome to Fair-Loans.com, the end point of your search for a great flexible loan.
Our speciality is finding flexible loans for people like you. How can we say that? We don't even know you! We can say this because we can find loans for anyone, whether you have specific repayment needs or are battling with a bad credit rating. There are loan companies all over the UK who are operating online and have a modern, flexible approach to lending. What we do is find the lender who provides the type of loan you need and introduce you to each other.
The full range of loans
As you may or may not know, there is no such thing as a standard loan. There are personal loans, secured loans, debt consolidation loans and bad credit loans to name but a few. There are also loans (which some specialise in) whose repayment terms are flexible. After lenders have received an initial online application, they check them all and compare rates and conditions to make sure they are the best around. Then they'll get back in touch with the loan available - they can you pounds on your monthly repayments and given you the flexibility you need.
Flexibility means different things to different people, with some people needing to increase and decrease their monthly payments in line with their variable income, while others may need to make significant overpayments on their loan or even pay it off completely before the agreed term has expired. If you know you may fall into this situation, it's well worth picking a loan that takes that possibility into account and does not penalise you for paying off your loan early.
Take care with finding fees
Always verify the quality of the loan company you are dealing with. Take extra care when responding to unsolicited telephone calls, where it may be difficult to check the authority of the caller. Take particular care when looking for a loan and being asked to pay a "finding fee" in advance. There are many cases of customers not be offered a loan and losing their payment. Although the practice is not currently illegal it is one area that the FSA is looking into at the moment. Never pay for the promise of a loan, especially over the phone. A legitimate loan company will never guarantee a loan to anyone prior to receiving a full application.
Loan comparison sites
The hard work goes on offline, when comparison sites scour the net - and comprehensive databases of loan providers - to get you the best deal. Comparison sites are faster and better than single providers because they can eliminate the unsuitable deals right from the start and then set about displaying features and rates from the remaining flexible loans. The important thing here is a wide choice of different loans and we can certainly provide that. So want to get moving with a loan quote? Visit our search page and start looking for the right loan.
